Wealth Management & Estate Planning Should Be Considered When You Purchase Your Home
By: Brian Figeroux, Esq.
Purchasing a home is one of the most significant financial decisions a person will make in their lifetime. Beyond the …
Delinquent Car Payments May Signal the Need for Bankruptcy Relief
By Brian Figeroux, Esq., the Law Firm of Figeroux & Associates
In today’s economy, where inflationary pressures persist and consumer debt continues to climb, …
Home Ownership: Determining Your Borrowing Capacity
By Brian Figeroux, Esq.
Embarking on the journey of homeownership is a significant milestone, especially in New York State’s dynamic real estate landscape. Understanding …
Reverse Mortgages in NYC
A reverse mortgage is a financial product that allows homeowners, typically aged 60 or older, to convert part of their home equity into cash …
Boomers Beware: The Hidden Risks of Using Home Equity to Pay for Long-Term Care
For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, …
How to Use Home Equity If You Have To: An In-Depth Analysis
As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially …
When Should Someone Avoid a Debt Consolidation Loan? Alternatives to Consider
By Brian Figeroux, Esq.
Debt consolidation loans can be a useful financial tool for combining multiple debts into a single, manageable payment. However, they …
Car Loan Delinquency Crisis: The Impact on Borrowers and Guarantors & Legal Solutions
By Brian Figeroux, Esq.
Car loans have become a significant financial burden for many Americans, with delinquency rates rising sharply in recent years. The …
Making the Transition from Worker to Business Owner: Legal & Business Guide by Figeroux & Associates
Introduction: Why Transitioning from Worker to Business Owner Requires Legal & Strategic Planning
Leaving behind the security of a steady paycheck to start a …
Tax-Smart Investing: Strategies to Minimize Tax Liabilities and Maximize Investment Growth
Investing can be a powerful way to build wealth over time, but one often overlooked aspect of successful investing is managing taxes. While it’s …