Planning for Bankruptcy: How to Protect Your Future and Avoid Mistakes
Bankruptcy is often seen as a last resort, a way to escape overwhelming debt when all other options have failed. But the truth is, …
Delinquent Car Payments May Signal the Need for Bankruptcy Relief
By Brian Figeroux, Esq., the Law Firm of Figeroux & Associates
In today’s economy, where inflationary pressures persist and consumer debt continues to climb, …
When Should Someone Avoid a Debt Consolidation Loan? Alternatives to Consider
By Brian Figeroux, Esq.
Debt consolidation loans can be a useful financial tool for combining multiple debts into a single, manageable payment. However, they …
The Answer to Minorities Best Option With Debt Problems: Chapter 7 Bankruptcy
By Brian Figeroux, Esq.
Chapter 7 bankruptcy is the simplest and quickest way to erase most debts, yet many people avoid it due to …
Protecting Your Bank Account from Debt Collectors: Understanding the Exempt Income Protection Act (EIPA)
By Brian Figeroux, Esq.
If a court determines that you owe money to an individual or a company, the creditor or debt collector may …
What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide
By Brian Figeroux, Esq.
Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm …
Chapter 7 vs. Chapter 13 Bankruptcy: How Life Circumstances Affect Your Decision
By Brian Figeroux, Esq.
In today’s economic climate, financial instability is a growing concern for many individuals. Rising costs of living, inflation, job loss, …
Discharging Student Loans Through Chapter 7 Bankruptcy in New York City in 2025
By Brian Figeroux, Esq.
Discharging student loans through Chapter 7 bankruptcy in New York City in 2025 is a complex process that requires …
Starting Fresh: Understanding Bankruptcy and How It Can Give You a Financial Restart
When life throws unexpected financial challenges your way, it can feel overwhelming. Debt can accumulate quickly, leaving you struggling to make ends meet. If …
Why Debt Consolidation May Not Be the Best Option for Minorities: A Case for Chapter 7 Bankruptcy
By Brian Figeroux, Esq.
Debt consolidation is often promoted as a simple solution for individuals struggling with overwhelming debt. However, for many, especially minorities, …